New report on mobile money in Haiti by InterMedia

August 25th 2011

InterMedia have recently released a report for the Bill & Melinda Gates Foundation entitled 'Mobile Money in Haiti: A Baseline Analysis of Access, Use and Barriers to Adoption' (July 2011).

Based on 1,008 face-to-face surveys across Haiti's departments, the report confirms our own findings presented in our April 2011 report on early adopters of mobile money in Haiti: the importance of security issues, the predominance of 'me-to-me' transactions over more traditional remittances, and willingness to try the new technology.

A cat and mouse game: The future security of mobile money

August 8th 2011

There has been a lot of discussion recently about the human face of mobile banking and its security problems. Erin Taylor recently wrote about Bill Maurer's USAID webinar discussing how anthropological insight is changing the way we see common social engineering based security risks, so Erin asked me for my input from a technical security standpoint.

The social nature of security and Haiti’s mobile money

July 29th 2011

In a recent webinar hosted by USAIDProfessor Bill Maurer from the IMTFI argued that phone sharing practices call into question how we judge mobile banking security. Mobile banking is ostensibly secure because each account is linked to the user’s SIM card, which has an internationally unique number.  

Since one mobile money account equals one SIM card and one user, then it should be fairly straightforward to keep track of who is sending money, how much, and to whom.